財務規劃

Financial stability means that you are in full control of your finances and have a sense of financial security. It also means that you have sufficient funds to pay bills and unexpected expenses, and sincerely believe that the plans you have made for your future could be accomplished financially.

Financial health is part of one's overall health, and if it is threatened, our body and mind will inevitably be affected as well. In fact, poor financial health can have cascading negative effects on our mental health, physical health, and relationships. Good financial health, on the other hand, tends to make people happier, more confident, and more productive.

財務健康是指您能全面掌控您的財務，並擁有財務上的安全感，亦代表您有充足的資金繳付賬單和應付意外的開支，並衷心相信自己對未來財務所制定的計劃，最終能實現您的理財目標。

財務健康是整體健康的其中一環，如受到威脅，其他部分亦將難免受到影響。事實上，財務狀況欠佳會對我們的心理健康、身體健康和人際關係構成連鎖的負面影響。另一方面，良好的財務狀況卻往往讓人更快樂、更自信和工作效率更高。